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What does Umbrella Insurance Cover?

Commercial umbrella insurance usually covers the same general types of costs as business liability insurance, such as medical expenses, attorney fees and damages when your company faces a lawsuit.

General Liability Insurance

Employer’s Liability Insurance

Hired and Non-Owned Auto Liability Insurance

Umbrella Insurance can only be applied if:

You have the appropriate general policy.

That policy's limits have been reached.

This means that Commercial Umbrella Insurance isn’t a standalone policy, that can’t handle the expenses without having the adequate general policy.

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